How to travel on a Budget
Take a vacation without spending a fortune with these helpful resources and insider tips.
If you’re lucky, you’re reading this in a tropical locale, while smoothing on sunscreen and mulling over another Mai Tai. If you’re more like me, you’re reading it in your living room while also checking email and Facebook, but everyone deserves a getaway. With a little bit of smart planning, a getaway doesn’t have to break the proverbial “bank”.
The trick to traveling on a budget is to know how to make the most of your vacation dollars. Fortunately, cheap flights abound, not
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9 Step Car Buying GPS:
Steps to setting Goals, Planning ahead, and ensuring Success
Unless you are going to start collecting 400-foot mega yachts, a vehicle is likely to be one of the largest purchases you will make in your life. By taking the time to properly plan for buying a car, you can save yourself hundreds, possibly thousands of dollars.
#1 – Figure out what you can afford
Complete a budget. As you create your budget (your personal banker can share some budget formats and online tools to assist you), you can adjust the numbers to see how different transportation expenses would fit into your monthly
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America Saves Week - Do You?
Do you feel prepared for your long-term financial future? More than 65% of Americans don’t. America Saves Week, this February 23-28, is a great time to focus three simple yet important goals to reach a better financial future: Save money, reduce debt, and build wealth.
Follow these tips to kick-start your savings plans.
Tip #1: Set realistic goals
As with New Year's Resolutions, it’s better to have specific, measurable, and incremental goals than a vague wish list. Prioritize your goals and break them up into smaller ones. For instance, if one of your long-term objectives
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What Do People Fear More Than Death?
Interestingly enough, a majority of the population will tell you that they are not as scared of death as they are of living paycheck to paycheck or falling into debt!*
Money fears touch on every one of our psychological needs: to love and be loved, to experience fun and enjoyment, and the desire to have freedom and some degree of power over our lives. Not all things we deal with in life hit all of these core psychological needs, but money does - so when money problems come up, we are forced to consider every aspect of our lives falling apart instead of just one or two.
A recent GoBankingRate.com
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How to Use Credit Cards Wisely
If used carefully, credit can be a helpful financial tool. A credit card can come in handy in many situations:
Handling costly emergencies, like unexpected home or auto repairs, or medical emergencies.
Offering convenience, like renting a car, reserving a hotel room, buying airline tickets, or purchasing just about anything online.
Eliminating the need to carry large amounts of cash when shopping or traveling.
Despite all the advantages and conveniences credit cards provide, there are pitfalls you should be aware of that are not always obvious, like credit can be expensive.
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Have your Black Friday game plan yet?
Most of us already know Black Friday is the day after Thanksgiving but here's a trivia question for you... Do you know why it's called Black Friday?
No, it's not because your husband would rather be at his own funeral than go out at 3am to stand in line at Target.
The name Black Friday actually refers to this being the day of the year when retailers finally land in the black thanks to the frenzied shoppers looking for bargains as the holiday shopping season begins. It seems that every year stores open just a little earlier and the offers get just a bit more appealing. They are getting good...
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Coming REAL soon - New website
It’s hard to believe it’s been over a year since your credit union transitioned from Tyco Federal Credit Union to Reach Federal Credit Union, in order to better reflect the status of our sponsors: ADT, Atkore, Covidien, Elo Touch Solutions, Mallinckrodt, Pentair, TE Connectivity and Tyco. While we made some changes to our website immediately, we’ve been hard at work overhauling the entire site and you will see the results VERY soon. Given heightened awareness about phishing and other attempts to create havoc on unsuspecting users, we thought we’d better warn you upfront that yes, it looks
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Passion for Financial Literacy
Credit Union members Johnny and Bettye Price recently approached Reach Credit Union about their passion for financial literacy. Johnny is a 34 year employee at Pentair and the Prices, as long time Reach CU members, knew Reach CU, a non-profit financial cooperative, is committed to helping folks live better financial lives. Bettye serves as a volunteer on the Board of another non-profit, the
San Francisco Delta Foundation, and has been instrumental in promoting financial literacy. They will be presenting a financial fortitude workshop series, with sessions designed for both teens and seniors
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As part of our continuing effort to bring the best high tech, high touch service to our member-owners and increase your financial security, we are upgrading our Fraud Detection and Notification System. The new system will provide more immediate attention to notify you faster when fraud is suspected. The notification portion of the system includes a state-of-the-art automated assistant to help you review transactions and confirm your spending activity on your Reach Credit Union Debit Card.
If you receive a notification call from our automated assistant, nick-named Jill, please work
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10 Tips for Mobile Safety
A guest post by our VP of Information Systems Steven Miller:
At Reach CU, the safety of your data, and your identity, is always on our minds. Here are 10 tips on mobile safety, courtesy of Identity Theft 911 (IDT911.COM):
Use strong passwords that have numbers, uppercase and lowercase letters, and symbols. Create different user IDs and passwords for all financial accounts.
Never use a Social Security number or other sensitive information as a user ID, PIN, or password. It can be used to gain access to accounts.
Think before you reply. Don’t respond
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